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BUDGET INSURANCE

Protect yourself, your family,
and property for as low as PHP50 per month!

Anuman ang emergency, make sure you’re ready for what the future holds. Our affordable insurance plans ensure that you and your family are covered in case of accidents, injury and death, calamities, and sickness.

Mabuti na ang laging handa. Lagi kang panatag harapin ang kahit anong pagsubok with U.

STARTS AT
PHP60/MONTH

7+ MILLION
PEOPLE INSURED

FLEXIBLE AND AFFORDABLE
FOR YOUR NEEDS AND FINANCIAL MEANS

What insurance are you looking for?

Check out our affordable and flexible insurance plans for your needs.

Protection for accidental death, injury, or fireProtection for accidental death, injury, or fire
OFW protection for involuntary loss of employmentOFW protection for involuntary loss of employment
Medical assistance in case of DengueMedical assistance in case of Dengue
Life insuranceLife insurance
Memorial service plansMemorial service plans
Insurance for ER and hospitalizationInsurance for ER and hospitalization
Protection for household helpersProtection for household helpers
CPTL/ Car insurance for LTO registrationCPTL/ Car insurance for LTO registration

Protection for accidental death
and medical reimbursement

LifeGuard

Benefits

  • • PHP 100,000 benefit in case of accidental death and dismemberment or murder and unprovoked assault
  • • PHP 10,000 burial assistance
  • • PHP 5,000 cash assistance in cases of fire
  • • PHP 500 (min) to PHP 5,000 (max) medical reimbursement in case of accidents*

*Additional benefit with LifeGuard Plus

AgePriceCoverage periodMax. no. of policies per periodAdvance renewal
LifeGuard7 - 70 years oldPHP 6030 days5Within 1 year
of expiry,
no wait period
LifeGuard PlusPHP 90

It's easy to get insured
with the U Mobile App!

Avail of our budget insurance plans and monitor your coverage with just a click.

U Mobile App Insurance Interface

Download the the U Mobile App now!

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How to get insured at U Stores

  • 1

    Go to the counter and present one (1) valid ID.

    NOTE: A U account is required to avail SunPanalo insurance plans. If you want to avail SunPanalo insurance, present your U account number; if a new customer, you will need to present your valid ID and your details to create a U account.

  • 2

    Pay the insurance rate for the plan you selected.

  • 3

    Get your printed Policy document. You will need this to claim your benefits.

    • U Store representative and storefront

    How to get insured using the
    U Mobile App

  • 1
    Login or sign up for a new account using
    the U Mobile App.
  • 2
    Go to your dashboard.
  • 3
    Under "Services", click View All.
  • 4
    Click Budget Insurance.
  • 5
    On the screen, you can see your Active Insurance plans. To avail of a new plan, you can click "+ Add more insurance", or toggle "Get Insured" beside the Active Insurance button and select the insurance plan you want to avail. Click Next.
  • 6

    Enter the following details:

    • Beneficiary details
    • Start of coverage
    • Insurance type - You will see the amount when you select your preferred option.
  • 7

    Click next to proceed to the transaction page. Your payment will be deducted from your U Mobile e-wallet balance.

    If your balance is insufficient, you may cash-in your U Mobile e-wallet via Instapay, or in any U Store branch nationwide.

  • 8
    You can now see the insurance plan you just availed under Active Insurance.

    • Frequently Asked Questions (FAQs)

    To avail of the benefits under your active insurance plan, just go to any U Store branch and
    present your Policy document together with the following requirements:

    • CDC Number issued upon purchase
    • One (1) valid ID
    • Police Report (for accident insurance claims)
    • Death Certificate (for life and accident insurance claims)
    • Hospital Official Receipt (OR) (for DengueGuard claims)
    • Attending physician statement
    • Other supporting documents

    Our friendly Frontline Associates will inform you if there are any additional documents needed.
    For inquiries, you may also call our 24/7 Customer Support Hotline at (632) 8928 - USSC (8772).

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